Miscellaneous
- April 26, 2024
- Posted by: [email protected]
- Categories:
MISCELLANEOUS
Whatever your walk or station in life, there are always risks that we face every day. Here are some of the ways that we can help protect you against those.
MOBILE EQUIPMENT ALL RISKS
All construction projects require the use of heavy and/or light machinery and other equipment, which may be stolen or damaged by the weather/elements and/or human negligence. Loss of use of the machinery and equipment during construction can be a major inconvenience at the least or a total nightmare at the worst; and such losses can be costly to your company even without the burden of the cost of repairs or replacement. Manage your losses by letting us bear some of that risk with an Equipment All Risk Insurance policy.
BURGLARY
In today’s society and environment, thieves do not only come under the cover of night but also in bright day light by force and violence. Protect yourself against such losses of your property, be it your home or your office, by purchasing a Burglary Insurance.
FIDELITY GUARANTEE
While we would like to believe in the honesty and integrity of our employees, there is always the risk of this trust being abused, leaving employers and business owners completely unprepared to face this negative situation. You can now protect yourself and/or your business from direct monetary or material losses due to the dishonesty and fraudulent acts of your employees with the Fidelity Guarantee insurance.
GOLFER
Golfing may be a good form of exercise, however, it is not without its inherent risks either. Flying golf balls may make unfortunate contact with bystanders and other objects, clubs and equipment can be stolen or damaged, and accidents can happen. Putting aside the negatives, even the happy event of a hole-in- one can be a bit painful on the pocket when celebrating. So, protect your peace of mind and enjoyment of the game with a Golfer’s Insurance policy and let someone else feel the pinch. This policy can be extended to include your family too.
MONEY
Holding large amounts of money can be a situation of concern in today’s environment, even with fire proof safes and other such additional security measures not being a guaranteed deterrent against theft and burglary. Hence the Money insurance was created to protect you from unexpected financial losses from theft or burglary whether in transit to the bank or at your premise.
ALL RISKS
Just as your machinery and mobile equipment are vulnerable to being stolen or damaged by the weather/elements and/or human negligence, more so are the machines and mobile equipment in your office. The All Risks insurance protects you from losses due to damage of your property due to fire and its allied perils.
PLATE GLASS
While the main ingredient of glass may be sand, a relatively cheap substance, replacing glass windows, doors or walls in the event of accident is anything but. Hence, the Plate Glass insurance that protects you against any losses due to breakage or fracturing of these glass plates as a result of accidents.
MULTI BIZ-PROTECTOR / SMART RETAIL
With all the insurances available and should be purchased to protect yourself and your business from losses, choosing what to purchase, how much to purchase and monitoring the renewals of the policy covers for multiple insurance policies can be an overwhelming exercise. You can simplify matters with this package insurance that covers fire, burglary, money, plate glass, public liability and employers’ liability in one single policy.
SAFE DEPOSIT BOX
Do you know that moneys deposited in registered banks in Malaysia may be covered by PIDM, but the renter’s personal valuables kept in the banks’ safe deposit boxes are not protected by any entity? You protect your valuables from fire and burglary at your home by keeping them in a secured safe deposit box, now you can continue to protect and make them safer with the Safe Deposit Box insurance.